Health and Money - Two of
Your Most Important Assets

We can help you manage them both, with confidence.


Health Accounts Just Make Sense

Health accounts help employers sustain important health benefits and employees pay for care.


Getting Paid was Never Easier

Claims payments are deposited directly into health care providers’ bank accounts with Electronic Payments and Statements.

Welcome to Optum Financial Services

We bring financial services expertise to every point in the health care system. We help individuals become smarter health care consumers. We help providers get paid faster and finance equipment and technology so they can better serve their patients. And we help employers provide affordable, effective health and wellness benefits through tax-advantaged accounts and stop loss coverage.


Combined with your health plan, a health account can help you save and pay for health care.

» Health Savings Accounts
» Flexible Spending Accounts
» Health Reimbursement Accounts


We offer health care providers the convenience and ease of Electronic Payments & Statements from participating health plans and other payers. And we offer financing for providers to upgrade their practices with new equipment and technology.


We combine helping self-insured employers manage their financial risk with providing expert case management consulting to help administrators manage high cost claims and deliver quality outcomes. Find out more about what makes our stop loss coverage distinctive.


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Facts and tips to help you live a healthier life.

Making the health care system work better for everyone.