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The Consumer Accounts CardSM is a special purpose financial debit card linked to your:
- Health Care Flexible Spending Account (FSA)
- Dependent Care Flexible Spending Account (FSA)
- Health Reimbursement Arrangement (HRA)
Your Consumer Accounts CardSM allows you to access health or dependent care tax-advantaged funds at the time of purchase, eliminating the need to fill out claim forms for reimbursement of eligible expenses. Card transactions are validated real-time to ensure conformance with IRS guidelines and your employer's specific plan. Once the Card transaction is completed and you sign your receipt, funds from your tax-advantaged account(s) are automatically transferred to the merchant or physician.
For medical, dental and vision claims, your Consumer Accounts Card can work at the point-of-service for either copayment expenses or co-insurance and deductibles, depending on how your employer has configured the benefits program.

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