Employers of all sizes are finding it increasingly difficult to provide cost-effective retiree health coverage. And retirees struggle to make ends meet with rising health care costs.

Reducing risk and rewarding retirees
Retiree spending accounts allow employers to help their employees pay for health care costs in retirement, while reducing long-term financial risk for their organizations.

Solutions for employers
OptumHealth Financial Services can custom-design a retirement reimbursement account (RRA) to meet the needs of employers and their employees.

For public sector employers, we offer a tax-free, defined contribution funded health reimbursement account (FHRA), that complies with the Government Accounting Standards Board Statement 45 (GASB 45) accounting standard.