There’s a lot to consider and do when your company decides to offer a self-funded health plan. The OptumHealth Fully-Insured Transition Program (FIT) helps companies with 50 to 200 employees make the switch successfully.

With the two-year FIT program, you get stop loss coverage with some additional perks:

• Specific and aggregate stop loss coverage—You’ll be able to manage risk for individual employees and your entire employee group.
• Two-year rate protection—Our second year rate cap is automatically included so you can budget your maximum premium costs over a two-year period.
• Managed Transplant Program—We can build this optional program that fully funds organ transplants into your coverage for the duration of the FIT program.
• Network access—We’ll work with your administrator to offer a PPO network suitable for your employees’ need

OptumHealth Stop Loss products are underwritten by Unimerica Insurance Company, and in California, Unimerica Life Insurance Company.