OptumHealthFinancial.com - Individuals & Families - State Tax Information
Individuals & Families
Decision Maker’s Guide
> Choosing a Health Plan
> Compare Health Accounts
> Saving for Retirement
> Shopping for Health Care
Health Accounts
> Eligible Medical Expenses
> Flexible Spending and Transit Accounts
> Health Accounts Videos
> Health Reimbursement Accounts
> Health Savings Accounts
HSA Tax Resource Center
> Forms
> State Tax Information
State Tax Information

While health savings accounts (HSAs) were created by the federal government, states can choose to follow the federal tax treatment guidelines or establish their own.

Eligible HSA contributions are not taxed by these states

Arizona
Arkansas
Colorado
Connecticut
Delaware
Georgia
Hawaii
Idaho
Illinois
Indiana 		Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi 		Missouri
Montana
Nebraska
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon 		Pennsylvania
Rhode Island
South Carolina
Utah
Virginia
Vermont
West Virginia

Eligible HSA contributions are taxed by these states
Consult your financial advisor or state department of revenue for more information.

Alabama California New Jersey Wisconsin

States without state income taxes – eligible HSA contributions are not taxed

Alaska
Florida
New Hampshire 		Nevada
South Dakota		 Tennessee 
Texas		 Washington
Wyoming

HSA earnings (but not eligible contributions) are taxed by these states
Consult your financial advisor or state department of revenue for more information.

New Hampshire Tennessee

 

Health savings accounts are offered by OptumHealth Bank, Member FDIC, and are subject to eligibility. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment and restrictions. Federal and state regulations are subject to change. Please check your health benefit plan materials to determine whether your employer will make supplemental contributions to your HSA.